These Terms & Conditions constitute a legally binding agreement between you and 98okr governing your use of the platform, including account registration, deposits, withdrawals, bonus participation, and all gaming activity conducted through the 98okr website.
These cards summarise the most important aspects of the full Terms & Conditions. Please read the complete document below for full detail.
98okr is strictly restricted to players who are 21 years of age or older. CNIC-based identity and age verification is mandatory at registration. Accounts belonging to players under 21 are permanently closed and any pending balances are subject to forfeiture under applicable terms.
Each individual player is permitted to hold only one registered account on 98okr. Duplicate accounts are prohibited. If a player is found to hold multiple accounts — whether simultaneously or sequentially — 98okr reserves the right to close all associated accounts and void any pending winnings or bonuses.
All bonuses offered by 98okr are subject to clearly stated wagering requirements before withdrawal is permitted. Bonus terms — including minimum odds, eligible games, expiry windows, and maximum withdrawal caps — are published alongside each individual promotion and must be read before a bonus is claimed or activated.
Players are solely responsible for maintaining the confidentiality of their 98okr login credentials and for all activity conducted from their account. 98okr must be notified immediately if unauthorised access is suspected. The platform cannot be held liable for losses arising from credential sharing or negligent account management.
Fraudulent activity, collusion, bonus abuse, use of automated betting software, money laundering, and any behaviour that manipulates or exploits the 98okr platform are strictly prohibited. 98okr employs fraud detection systems and cooperates with international regulatory bodies in investigating and reporting suspicious activity.
Withdrawals from 98okr are processed in PKR to verified payment methods on file. Full KYC document verification — including CNIC copy and payment method verification — is required before any withdrawal can be processed. Withdrawal requests are typically processed within 1 to 5 business days depending on the payment channel selected.
By accessing, registering on, or using the 98okr platform in any capacity, you confirm that you have read, understood, and agree to be legally bound by these Terms & Conditions in their entirety. These Terms & Conditions apply to all players who use any product or service offered through 98okr, including but not limited to sports betting, live casino games, slot games, instant games such as Go Goal Bingo and Limbo, and any promotional or bonus offers.
These Terms & Conditions should be read in conjunction with the Privacy Policy and the Responsible Gaming policy, both of which form part of the overall agreement between you and 98okr. In the event of any conflict between these Terms & Conditions and the specific rules of an individual game or promotion, the specific rules of that game or promotion shall prevail with respect to the subject matter of that conflict only.
Important: If you do not agree with any provision of these Terms & Conditions, you must immediately cease using the 98okr platform and, if registered, request account closure through the support team. Continued use of the platform constitutes unconditional acceptance of all terms herein.
98okr reserves the right to update, amend, or replace these Terms & Conditions at any time. Continued use of the platform following notification of any such changes constitutes acceptance of the revised terms. It is your responsibility to review these Terms & Conditions periodically to remain informed of any updates.
Participation on the 98okr platform is strictly limited to individuals who are 21 years of age or older. This age threshold is non-negotiable and is enforced through mandatory CNIC-based identity verification during account registration. Any individual who provides false information regarding their age in order to register or continue using the 98okr platform commits a serious breach of these Terms & Conditions.
Age Enforcement: 98okr employs automated and manual identity verification processes. Any account found to belong to a player under the age of 21 will be permanently closed without prior notice, all balances will be forfeited, and the matter may be referred to the relevant regulatory authority where required under 98okr's international gaming licence obligations.
The 98okr platform is intended for use by players located in jurisdictions where online gaming is permitted or not explicitly prohibited under applicable local law. It is your sole responsibility to determine whether accessing and using 98okr is lawful in your jurisdiction. 98okr makes no representations that the platform is appropriate or available for use in any specific geographic location beyond those expressly supported.
To open an account on 98okr, you must provide accurate, current, and complete information including your full legal name as it appears on your CNIC, a valid email address, a Pakistani mobile number, and a date of birth confirming you are 21 or older. You must also create a secure password for your account.
Each individual is permitted to hold one registered account only. The creation of multiple accounts by the same individual — whether using different names, email addresses, device identifiers, or payment methods — is strictly prohibited and will result in permanent account suspension across all associated accounts.
98okr is required under its international gaming licence to conduct KYC verification on all registered accounts. You may be required to submit one or more of the following documents at any point: a clear copy of your CNIC (front and back), proof of address issued within 90 days, and proof of ownership of the payment method used for deposits. Failure to provide satisfactory KYC documentation within a reasonable timeframe will result in restriction of account functionality, including the suspension of withdrawal requests.
You are solely responsible for maintaining the confidentiality and security of your 98okr account login credentials, including your username and password. You must not share your login details with any third party under any circumstances. 98okr will never ask for your password via email, live chat, or any other communication channel. Any activity conducted through your account using your login credentials — whether by you or any other person — will be treated as your activity and your responsibility.
If you suspect that your account has been accessed without your authorisation, you must contact 98okr support immediately via live chat. 98okr cannot be held liable for any losses arising from unauthorised account access where the account holder failed to notify 98okr promptly or contributed to the security breach through negligent credential management.
An account that has not recorded any login activity for a continuous period of 12 months is classified as dormant. 98okr will make reasonable efforts to contact the account holder at the registered email address before applying dormancy fees. Dormancy administration fees may be deducted from the dormant account balance at a rate determined by 98okr from time to time. Accounts with a zero balance after the dormancy period may be permanently closed.
You may request closure of your 98okr account at any time by contacting the support team via live chat. Prior to closure, all pending bonus wagering requirements must be addressed, and any outstanding withdrawal requests will be processed in accordance with standard procedures. Where account closure is requested as a responsible gaming measure, the closure will be treated as a self-exclusion request and processed with immediate effect.
98okr supports the following payment channels for deposits and withdrawals: JazzCash, EasyPaisa, HBL bank transfer, UBL bank transfer, Meezan Bank transfer, and cryptocurrency. All transactions are conducted in Pakistani Rupees (PKR) at the player-facing level. Minimum and maximum deposit and withdrawal limits apply per payment method and are displayed at the time of transaction within the platform cashier.
Deposits made via JazzCash and EasyPaisa are typically credited to your 98okr account balance within seconds of successful authorisation. Bank transfer deposits may take between 1 and 3 business hours to reflect depending on the processing schedules of HBL, UBL, or Meezan Bank. Cryptocurrency deposits are credited following the required number of network confirmations for the relevant blockchain.
Note: 98okr does not accept deposits from payment methods that are not registered in the account holder's name. Third-party deposits — including deposits from accounts belonging to family members — are not permitted and may result in account suspension and reversal of the deposited funds.
Withdrawal requests are subject to full KYC verification before processing. Once KYC verification is complete and a withdrawal request has been approved, processing timelines are as follows: JazzCash and EasyPaisa withdrawals are typically completed within 5 to 30 minutes; bank transfer withdrawals to HBL, UBL, or Meezan Bank are processed within 1 to 3 business days; cryptocurrency withdrawals are typically broadcast within 24 hours of approval.
98okr reserves the right to conduct enhanced due diligence checks on withdrawal requests that exceed certain thresholds or that are flagged by the platform's risk management systems. Such checks may extend standard processing timelines. You will be notified if additional documentation is required.
All player balances on 98okr are denominated in PKR. 98okr does not charge transaction fees on standard deposits or withdrawals; however, your payment provider or bank may apply their own charges, which are outside 98okr's control. Cryptocurrency transactions are subject to prevailing network fees at the time of processing.
All bonuses, free bets, free spins, cashback offers, and promotional credits offered by 98okr are subject to specific terms and conditions that are published alongside each individual promotion. These promotion-specific terms — including wagering requirements, minimum qualifying deposit amounts, minimum betting odds for sports bonuses, eligible games for casino bonuses, maximum withdrawal amounts from bonus winnings, and expiry timelines — take precedence over any general guidance provided in this section.
Wagering Requirement: Unless explicitly stated otherwise in a specific promotion's terms, bonus funds must be wagered a minimum number of times (as stated in the specific promotion) before any associated winnings may be withdrawn. Wagering progress may be tracked within the account dashboard. Placing bets on excluded games or markets will not contribute to wagering requirements.
98okr employs automated and manual monitoring systems to detect and prevent bonus abuse. Bonus abuse includes but is not limited to: claiming a welcome bonus on multiple accounts, using bonus funds exclusively on low-risk or hedged bets designed to clear wagering requirements without genuine play intent, systematic exploitation of promotional structures, and any collusive behaviour between players in connection with bonus claims.
Where 98okr determines, at its sole discretion, that a player has engaged in bonus abuse, the platform reserves the right to void the bonus and any associated winnings, apply account restrictions, or permanently close the account without prior notice.
Bonuses are available to eligible registered players who have completed KYC verification unless otherwise stated. 98okr reserves the right to exclude specific players from individual promotions for any reason, including but not limited to prior bonus abuse history or account risk classification. Bonuses are personal to the account holder and may not be transferred between accounts.
All sports bets placed on 98okr are subject to the specific rules applicable to the relevant sport and market. In the event of a dispute regarding a settlement, the 98okr sports rules documentation shall be the primary reference. Bets accepted in error — including those accepted at clearly incorrect odds due to a technical error or human error — may be voided by 98okr. Voided bets are returned as stakes to the player's account balance.
Live in-play betting markets are subject to delays and suspension. 98okr cannot guarantee the availability of in-play markets at any given moment. Bets accepted during a period of delayed data feed may be voided if it is determined that the relevant event outcome was already determined at the time of bet acceptance.
All casino games available on 98okr — including live dealer games, video slots, and instant games such as Go Goal Bingo and Limbo — use certified random number generation technology. Game outcomes are independently audited for fairness. The return-to-player (RTP) percentages for individual games are available within each game's information panel.
In the event of a game malfunction, disconnection, or technical error during a casino session, the affected game round may be voided and the stake returned to the player's balance. 98okr will not be held liable for losses arising from technical failures beyond its reasonable control, including failures attributable to the player's device, internet connection, or third-party network infrastructure.
98okr reserves the right to void any bet or game round that has been directly affected by a system malfunction, pricing error, or display error, regardless of whether funds have already been credited or debited at the time the error is identified. Errors will be corrected and affected players notified where practicable.
The following conduct is strictly prohibited on the 98okr platform. Engaging in any of the following may result in immediate account suspension, permanent closure, forfeiture of balances, and referral to relevant law enforcement or regulatory authorities:
Anti-Money Laundering: 98okr is required under its international gaming licence to maintain anti-money laundering (AML) compliance procedures. All suspicious transactions are reported to the relevant authorities. 98okr cooperates fully with any regulatory or law enforcement investigation into financial crime associated with platform activity.
All content on the 98okr platform — including but not limited to the 98okr brand name, logo, website design, software, game content, graphics, text, data compilations, and promotional materials — is the exclusive intellectual property of 98okr or its licensed content providers and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 98okr platform for your personal, non-commercial gaming purposes only. This licence does not include the right to reproduce, modify, distribute, publicly display, reverse-engineer, or create derivative works from any content on the 98okr platform without prior written consent from 98okr.
Any unauthorised use of 98okr's intellectual property is a breach of these Terms & Conditions and may give rise to legal action. Third-party game content, logos, and trademarks displayed on the 98okr platform remain the property of their respective owners and are used under licence.
To the maximum extent permitted by applicable law, 98okr's total aggregate liability to any player arising out of or in connection with the use of the platform — whether in contract, tort, negligence, breach of statutory duty, or otherwise — shall not exceed the total amount deposited by that player in the 90-day period immediately preceding the event giving rise to the claim.
98okr shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or business interruption, arising out of or in connection with your use of or inability to use the 98okr platform, even if 98okr has been advised of the possibility of such damages.
Service Availability: 98okr does not guarantee uninterrupted or error-free access to the platform. Scheduled maintenance, third-party outages, or force majeure events may result in temporary unavailability. 98okr will make reasonable efforts to provide advance notice of scheduled downtime but cannot be held liable for losses incurred during periods of platform unavailability.
Nothing in these Terms & Conditions shall exclude or limit 98okr's liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited by applicable law.
98okr is committed to promoting safe and responsible gaming practices across its entire player base. The platform provides a comprehensive suite of responsible gaming tools that are accessible to all registered players directly through their account dashboard at no charge and without requiring contact with support.
Available responsible gaming tools include: daily, weekly, and monthly deposit limits; session time duration alerts; reality check reminders; cooling-off periods of between 24 hours and 6 weeks; and self-exclusion options of 6 months, 1 year, 2 years, or permanent exclusion. Self-exclusion requests are processed with immediate effect and cannot be reversed during the self-exclusion period.
Players who believe they may have a gambling problem are strongly encouraged to make use of these tools and to review the detailed guidance available on the Responsible Gaming page. If you need to speak with someone immediately, please contact the 98okr 24/7 live support team who are trained to assist with responsible gaming requests at any hour.
Reminder: Gambling should be treated as a form of entertainment, not as a source of income. Never gamble with funds you cannot afford to lose. 98okr is strictly for players aged 21 and above. Please gamble responsibly.
98okr reserves the right to suspend, restrict, or permanently close any player account at any time and without prior notice where: the player has breached any provision of these Terms & Conditions; the player has engaged in fraudulent, abusive, or criminal activity; the account has been flagged by the platform's risk management or AML systems; or 98okr is required to do so under applicable regulatory obligations.
Where an account is closed by 98okr due to a breach of these Terms & Conditions, any balance remaining in the account — including funds derived from bonus activity — may be forfeited in whole or in part at 98okr's sole discretion. Any genuine deposited funds not associated with prohibited activity will be returned to the verified payment method on file, subject to applicable verification requirements.
Upon termination of an account — whether by the player or by 98okr — access to the platform will be revoked and all open bets and pending bonus progress will be settled or cancelled in accordance with applicable game rules. Termination does not affect any rights or obligations that have accrued prior to the termination date, including any outstanding wagering requirements or withdrawal requests.
These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which 98okr holds its international gaming licence. Any dispute arising out of or in connection with these Terms & Conditions that cannot be resolved through direct negotiation with 98okr's support team shall be referred to the dispute resolution body specified under 98okr's gaming licence, whose decision shall be final and binding.
Before escalating any dispute to a regulatory body or legal forum, players are required to submit a formal written complaint to 98okr via the registered support email address. 98okr will acknowledge receipt of the complaint within 48 hours and provide a substantive response within 14 calendar days. This internal complaints procedure must be exhausted before external dispute resolution is pursued.
Complaint Submission: To submit a formal complaint, contact 98okr support via live chat or email at [email protected] with the subject line "Formal Complaint". Include your registered account name, a description of the issue, and any relevant transaction references or screenshots.
98okr reserves the right to amend, update, or replace these Terms & Conditions at any time. Material changes will be communicated to registered players via email notification to the address on file or via a prominently displayed notice on the 98okr platform homepage. Non-material clarifications and corrections may be made without specific notification.
The effective date of the most current version of these Terms & Conditions is displayed at the top of this page. Continued use of the 98okr platform following the effective date of any revision constitutes your acceptance of the revised Terms & Conditions. If you do not agree to the amended terms, you must cease using the platform and request account closure prior to the effective date of the revision.
If you have any questions, concerns, or complaints regarding these Terms & Conditions or any aspect of the 98okr platform, please contact the support team using the following channels:
For responsible gaming requests — including self-exclusion, deposit limit changes, or account cooling-off periods — please use the self-service tools in your account dashboard or contact the live support team directly. These requests are given priority handling at all times.
Cricket betting, live casino, slots and instant games — all in PKR with JazzCash and EasyPaisa. Players must be 21 or older. Please read all terms before registering.